KSB, great minds think alike! Lol! You took the thoughts out of my mind word for word! When did entitlement become a bad word?! All of us who worked "on the books" paid into fica our whole lives! We are owed this money plain and simple! I have been apolitical my whole life,mostly because anyone beyond a drooling cretin can figure out where these rascals are coming from! (My apologies to drooling cretins) I keep hearing our "leaders" are getting ready to begin cutting social security!, and Medicare,we already have to buy "Medicare advantage plans" to cover the so called "doughnut hole" that medicare doesn't cover! Thereby enriching more effing insurance executives! And theyre gonna cut it?! I could go on all day, but one anecdote from about a year ago illustrates what I'm getting at! There was a guy in Tampa whose disability checks were cut off entirely he was obviously a lazy malingerer after all he still had one leg!! Should have gotten a job! My wife and I are fortunate to have enough to live on due to working all our lives Me since I was 11,her since 14! No big deal, there are thousands like us! If they cut our benefits we could live Frugally a couple years on our savings (I f some hacker doesn't steal them!) Barring any medical issues! Your correct about the class action! But it ain't gonna be easy! Wal Mart employees that they screwed in multiple stores nationwide, tried to create a class action, but our pals in the supreme court nixed it! I have have a personal connection to this for another time! Heavy Gunner,you're whole post is dead on! Gotta go shopping! Pray for me! Lol! Merry Christmas and happy New year to you all!