I have my A insured with Allstate. We had State Farm but they got on my nerves with the flood of mail and phone calls about life insurance and trying to sell other stuff that I said enough. I have a "model year" plate. To run this I had to get a historical plate and then give them the numbers on the model year plate to be valid. It says parades, shows, events, etc, etc. What I call a special event and they call are different definitions. I have driven my truck to work a few times,so what. If I ever got pulled over,,um I am driving it because it needs driven. I need to take it on some shakedown trips to make sure it is ready and running correctly for the real shows. I have hauled plenty with her and never been bothered,even get waves and thumbs up from police. I make sure that my insurance will cover loads, on the bed or on a trailer. As long as it is mine or I'm doing a favor, meaning no profit, I am covered. I am sure to ask my agent the dumbest scenarios possible to get his answer. In about 2 weeks I'll be hauling some lumber for my neighbors new deck,,covered,,no questions.