Bigdogtrucker Posted September 5, 2014 Share Posted September 5, 2014 Getting insurance for my R795 this week coming up,need to give them a value.Just wondering how you guy's come up with a price in this situation?I sold my B for a little less than I had it insured for. Quote Link to comment https://www.bigmacktrucks.com/topic/36968-value-of-truck-for-insurance/ Share on other sites More sharing options...
BAD DOG Posted September 6, 2014 Share Posted September 6, 2014 Some insurance companies will want an appraisal on your truck. I had my Superliner appraised about a month ago. The guy appraised it at $33000.00 I was pleased with that but when the broker went to write me under Hagerty they filled out all the paperwork had me get it appraised and then told me it was too new for them it's an 89 and they won't do it unless it over 30 years old. So I guess I'll keep shopping. But when I was working the truck a couple times the insurance just asked me what u valued it at approximately. And I told them $20,000.00 and they went with that. But if the unthinkable happens you are best to have an appraisal and have it agreed upon in writing with the insurance that way you won't get bent over. They have to hold good to the appraised value of the truck. 1 Quote Link to comment https://www.bigmacktrucks.com/topic/36968-value-of-truck-for-insurance/#findComment-258737 Share on other sites More sharing options...
V8Bulldog Posted September 6, 2014 Share Posted September 6, 2014 First off remember insurance is good to have till you need it. Hagerty has my 88R insured but may be due to I have several cars also insured on the same policy but like bad dog mentioned have it appraised by a Licensed appraiser and get an agreed value. Good luck! Quote Link to comment https://www.bigmacktrucks.com/topic/36968-value-of-truck-for-insurance/#findComment-258743 Share on other sites More sharing options...
Bigdogtrucker Posted September 6, 2014 Author Share Posted September 6, 2014 I use Gulfway.I need to give them a price,don't need to get it appraised. Quote Link to comment https://www.bigmacktrucks.com/topic/36968-value-of-truck-for-insurance/#findComment-258784 Share on other sites More sharing options...
IH Farms 2 Posted September 9, 2014 Share Posted September 9, 2014 Great west has mine insured for what I paid for it but it's a working truck Quote Link to comment https://www.bigmacktrucks.com/topic/36968-value-of-truck-for-insurance/#findComment-259210 Share on other sites More sharing options...
mrsmackpaul Posted September 9, 2014 Share Posted September 9, 2014 not knowing anything about insurance in the states but in Australia I always work on an agreed value it can save a lot of heart ache if something does go wrong and I always try to be realistic with what I reckon its worth its no good going in cheap to keep the premium down and then have a claim and find out they want to right your pride and joy off because the repairs are to close to the value any way thats what I do Paul Quote Link to comment https://www.bigmacktrucks.com/topic/36968-value-of-truck-for-insurance/#findComment-259235 Share on other sites More sharing options...
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